Circles

Our Circles are how we bring people together into collaborative groups, to raise money faster*, together.

platform

*90% of Members get their money faster compared to saving alone.

How it works

1

Tell us your goal, and how much you can afford each month.

2

We’ll match you to a Circle of people with the same financial goal

3

Everyone contributes
the same amount each month

4

Each month, one person in the Circle is randomly allocated the total.

5

This repeats every month for the duration of the Circle, until everyone has received their deposit.

Currently Available Circles

These are our currently available Circles - have a look and see which one might work for you and your goals.

First Steps
  • TARGET
    £500
  • DURATION
    20 months
  • MEMBERS
    20
  • MONTHLY
    £25
  • FEE
    £1
Join Now →

First Steps
  • TARGET
    £1,000
  • DURATION
    10 months
  • MEMBERS
    10
  • MONTHLY
    £100
  • FEE
    £5
Join Now →

Home Step Circle
  • TARGET
    £6,000
  • DURATION
    12 months
  • MEMBERS
    12
  • MONTHLY
    £500
  • FEE
    £17.50
Join Now →

Home Step Circle
  • TARGET
    £3,000
  • DURATION
    12 months
  • MEMBERS
    12
  • MONTHLY
    £250
  • FEE
    £10
Join Now →

What are the benefits?

We’ll support you, as you support each other.

As a StepLadder Member, you’ll get access to 1:1 support, specialist knowledge and group discounts for service providers throughout your experience, and across the full property buying process.

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Support

Direct access to the StepLadder team of property market experts, wellness coaches and financial cheerleaders.

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Discounts

Our property purchasing service partners provide Members’ with discounts worth up to £1,500

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Speed

90% of StepLadder Members get their property deposit faster than saving alone

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Your Credit Score

Paying into a StepLadder Circle could improve your credit profileˆ

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Community

Saving in groups increases chances of success by 300%

Important Information

ˆMissed or late payments may have an adverse effect on your credit score. Using StepLadder’s P2P product you will lend to and borrow from other Members in your Circle. Capital at Risk, Not FSCS Eligible. Some of our trusted partners pay us a commission should you choose to use them.