The New Way to Raise a House Deposit

A house deposit is usually 5 or 10% of the total purchase price and has to be paid when you agree to buy a property. Join the StepLadder Community to raise your deposit 90% faster.

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Have you been wondering how much deposit you need to buy a house? Want to know how much you can afford for your mortgage?

We'll send you a custom mortgage and deposit report to your email, including information about your deposit amount.

 

“Buying a property can feel so unachievable, especially in London but knowing I had StepLadder to keep me on track made it much easier”

- Amish

How We Help You Raise Your Deposit

  • 1. SPEED

    By working together 9 out of 10 people reach their savings goals faster .

  • 2. COMMUNITY

    Stay discplined and get motivated with a community of other home buyers.

  • 3. SUPPORT

    Access expertise and knowledge that has helped hundreds of people buy their first home.

5 Easy Steps to get started...

1. Tell us your goal, and how much you can afford each month.

2. We’ll match you to a group of people with a similar financial goal. This will be your StepLadder Circle.

3. Everyone contributes the same amount each month.

4. Each month, one person in the Circle is randomly allocated the total.

5. REPEAT This repeats every month until everyone has received their savings total.

 

Start Using StepLadder Today

Join over 2,000 people on their journey to buying their first home.

Apply Now

Plans start from £25 monthly.

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FAQs

 

  • We bring people together to reach their financial goals faster. 90% of our Members get their money faster compared to saving alone, and research shows that people who save in groups are 300% more likely to hit their goal than those who save alone.

    You tell us your goal, and how much you can afford each month and we’ll match you to a group of people (a Circle) with the same financial goal. Everyone pays in the same amount each month. Every month one person in the Circle is awarded the total. This repeats every month until everyone has received their total.

  • We get it, it all sounds too good to be true, doesn't it?! That’s exactly what our first members thought before they experienced the StepLadder service, the excitement of Draw Day and received their funds. Now we have over 2,000 Members who have trusted us to help them achieve their financial goals. But don’t just take our word for it, check out their independent reviews on Trustpilot.

    Remember there’s is nothing better than experiencing it for yourself - why not start small and get to know us.

    You can start from just £25 a month. Apply Now

  • StepLadder is an appointed representative of More Lending Solutions Limited which is authorised and regulated by the Financial Conduct Authority (reference number: 702503).

    You can find us on the FCA register here - FCA Register Our firm reference number is 783003.

* Missed or late payments may have an adverse effect on your credit score.