How our Circles Work

Our Circles are how we bring people together into collaborative groups, to raise money faster*, together.

*90% of Members get their money faster compared to saving alone.

Important Information

ˆMissed or late payments may have an adverse effect on your credit score. Using StepLadder’s P2P product you will lend to and borrow from other Members in your Circle. Capital at Risk, Not FSCS Eligible. Some of our trusted partners pay us a commission should you choose to use them.