Do you want to improve your Credit Score?

Join a StepLadder circle and make regular monthly payments, which we report to Equifax. This way you could be building your credit score while working towards your financial goals with a supportive community and set yourself up for the future in more ways than one

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“Stepladder are an amazing company that allows you to make steps to get back onto the credit scoring, that is efficient and effective for your circumstances. The support from this company is astounding, week by week they offer guidance to help and support you to fulfill your dreams.”

- Janine

How We Help You Improve Your Credit Score

  • 1. CREDIT SCORE

    Joining a StepLadder Circle could improve your credit rating if you make your monthly payments on time, as we report your payments to the credit bureau. Having a better credit score can help when you apply for a mortgage.

  • 2. COMMUNITY

    Stay disciplined and get motivated by becoming part of the StepLadder Community

  • 3. SUPPORT

    Access expertise and knowledge that has helped 100s of people work towards their financial goals

5 Easy Steps to get started...

1. Tell us your goal, and how much you can afford each month.

2. We’ll match you to a group of people with a similar financial goal. This will be your StepLadder Circle.

3. Everyone contributes the same amount each month.

4. Each month, one person in the Circle is randomly allocated the total.

5. REPEAT This repeats every month until everyone has received their savings total.

 

Start Using StepLadder Today

Join over 2,000 people on their journey to improving their Credit Score.

Apply Now

Plans start from £25 monthly…

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FAQs

 

  • We bring people together to reach their financial goals faster. 90% of our Members get their money faster compared to saving alone, and research shows that people who save in groups are 300% more likely to hit their goal than those who save alone.

    You tell us your goal, and how much you can afford each month and we’ll match you to a group of people (a Circle) with the same financial goal. Everyone pays in the same amount each month. Every month one person in the Circle is awarded the total. This repeats every month until everyone has received their total.

  • We get it, it all sounds too good to be true, doesn't it?! That’s exactly what our first members thought before they experienced the StepLadder service, the excitement of Draw Day and received their funds. Now we have over 2,000 Members who have trusted us to help them achieve their financial goals. But don’t just take our word for it, check out their independent reviews on Trustpilot.

    Remember there’s is nothing better than experiencing it for yourself - why not start small and get to know us.

    You can start from just £25 a month. Apply Now

  • StepLadder is an appointed representative of More Lending Solutions Limited which is authorised and regulated by the Financial Conduct Authority (reference number: 702503).

    You can find us on the FCA register here - FCA Register Our firm reference number is 783003.

* Missed or late payments may have an adverse effect on your credit score.