Save money faster

Ta7wisheh Circles is a safe and reliable savings app like your traditional jameyas but digital. Join a group and save together, faster. Your money is safe, protected from bad payers, and always yours.

“Saving can feel so unachievable, especially in Palestine but knowing I had Ta7wisheh and the people in my Circle to keep me on track made it much easier”

- Raqem

Let’s find out how much you can save

We want to help you budget! Fill in this form and receive your link to download our tried and tested budgeting spreadsheet to work out how much you can trim from your monthly spends to save instead.

Check your email for your Ta7wisheh Circles Planning Pack.

Knowledge Hub

3 Things you should know about saving in Palestine right now

1. Work out how much you can afford

  • Use the 50/30/20 rule: allocate ~50 % of income to essentials, 30 % to wants, and save at least 20 %

  • Even small savings add up: trimming just 50 ₪ per week can yield 2,600 ₪

  • A simple spreadsheet tracking help you uncover where your money goes (download our tool above!)


    2. Think about currency

  • Save in stronger currencies like the dinar or dollar to hedge against shekel inflation and currency access issues.

  • Circles can support saving in the currency you want to rely on.

    3. Less than 10% of adults in Palestine have access to credit

  • You are not alone if you can’t currently access credit.

  • By saving regularly in a formal environment like Ta7wisheh Circles, you can build your credit history and gain access to the larger loan you need to make that large purchase.

How We Help You Save Money Better

  • 1. SPEED

    By working together 9/10 people reach their savings goals faster

  • 2. COMMUNITY

    Stay discplined and get motivated with a community of other savers.

  • 3. SUPPORT

    Access expertise and knowledge that has helped 100s of people save in Palestine.

5 Easy Steps to get started...

1. Tell us your goal, and how much you can afford each month.

2. We’ll match you to a group of people with a similar financial goal.

3. Everyone contributes the same amount each month.

4. Each month, one person in the Circle is awarded their savings.

5. REPEAT This repeats every month until everyone has received their savings total.

Start Using Ta7wisheh Circles Today

Join other Palestinians on their journey to a better financial future.

Save from 50 ₪ monthly.

As seen in

FAQs

 

  • We bring people together to reach their financial goals faster. 90% of our Members get their money faster compared to saving alone, and research shows that people who save in groups are 300% more likely to hit their goal than those who save alone.

    You tell us your goal, and how much you can afford each month and we’ll match you to a group of people (a Circle) with the same financial goal. Everyone pays in the same amount each month. Every month one person in the Circle is awarded the total. This repeats every month until everyone has received their total.

  • We get it, it all sounds too good to be true, doesn't it?! That’s exactly what our first members thought before they experienced the StepLadder service, the excitement of Draw Day and received their funds. Now we have over 2,000 Members who have trusted us to help them achieve their financial goals. But don’t just take our word for it, check out their independent reviews on Trustpilot.

    Remember there’s is nothing better than experiencing it for yourself - why not start small and get to know us.

    You can start from just £25 a month. Apply Now

  • StepLadder is an appointed representative of More Lending Solutions Limited which is authorised and regulated by the Financial Conduct Authority (reference number: 702503).

    You can find us on the FCA register here - FCA Register Our firm reference number is 783003.