Congratulations!
You have drawn today. Click here to use your £25 and start your savings Circle!
The link will take you to our platform to fill out your application for your £25 Savings Circle. Your account will be credited with your £25 boost from us, in your first month as a Member.
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RISK WARNING: Don’t invest unless you’re prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong.
How does a trial savings Circle work?
Step 1 - Fill in the sign up form so we can start your trial
As soon as you submit your form we will start your trial circle. This means we’ll pay £1 into your StepLadder savings account every day for 25 days.
Step 2 - Check your emails for the day you are drawn
Each day during that 25 day period one person in your circle will draw their £25. We will continue to pay £1 and draw a winner daily until everyone in the circle has drawn.
Step 3 - Your free £25 is the first payment in your savings circle
When you have drawn your £25, this becomes the first payment towards a £25 monthly savings circle for 20 months. So you will continue to save £25 for 19 months. Read more>>>
How does a 20-month Circle work?
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Save £500
The first month is paid by us as part of the free trial. Then you will save £25 for the other 19 months to work towards for your total goal of £500.
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Draw anytime
Just like the 25 day trial, you could be awarded your £500 anytime during the 20 months. It could be yours in less than two months’ time.
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Fees
We keep our fees to a minimum so you can make the most of your savings. A £25 20-month circle costs just £2 per month on top of the money you save for yourself.
Watch the video which explains more about how StepLadder Circles work.
5 Easy Steps to get started...
1. Tell us your goal, and how much you can afford each month.
2. We’ll match you to a group of people with a similar financial goal. This will be your StepLadder Circle.
3. Everyone contributes the same amount each month.
4. Each month, one person in the Circle is randomly allocated the total.
5. REPEAT This repeats every month until everyone has received their savings total.
Start Using StepLadder Today
Join over 2,000 people on their journey towards their savings goals.
Plans start from £25 monthly.
As seen in
FAQs
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We bring people together to reach their financial goals faster. 90% of our Members get their money faster compared to saving alone, and research shows that people who save in groups are 300% more likely to hit their goal than those who save alone.
You tell us your goal, and how much you can afford each month and we’ll match you to a group of people (a Circle) with the same financial goal. Everyone pays in the same amount each month. Every month one person in the Circle is awarded the total. This repeats every month until everyone has received their total.
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We get it, it all sounds too good to be true, doesn't it?! That’s exactly what our first members thought before they experienced the StepLadder service, the excitement of Draw Day and received their funds. Now we have over 2,000 Members who have trusted us to help them achieve their financial goals. But don’t just take our word for it, check out their independent reviews on Trustpilot.
Remember there’s is nothing better than experiencing it for yourself - why not start small and get to know us.
You can start from just £25 a month. Apply Now
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StepLadder is an appointed representative of More Lending Solutions Limited which is authorised and regulated by the Financial Conduct Authority (reference number: 702503).
You can find us on the FCA register here - FCA Register Our firm reference number is 783003.